You only pay when we deliver results.
No monthly fees. No hidden agendas. No games. Just permanent deletions from your credit report — and you only pay for what we actually remove.
What makes us different
No monthly fees. No hidden agendas. Just results.
Most credit repair companies drag the process out with monthly fees that compound for years. We do the opposite. We work on everything at once, and we only get paid when items are permanently removed from your credit report.
We only succeed when you succeed. No strings attached. No unnecessary delays. Just a clear path to better credit.
- Pay only for items we actually delete
- All three bureaus disputed simultaneously
- Transparent flat-fee pricing in writing
- Monthly progress reviews with a real human
The 4-Step Process
Faster, fairer, and more transparent than ever. Here is exactly how it works.
Personalized Credit Analysis
Activate your account and book a one-on-one call with a Fortress credit expert. We pull and review your report together and identify every item we can challenge.
Initial Audit & Strategy
We perform a deep audit, draft custom dispute letters tailored to your file, and lock in a clear written plan. Optional 4-month payment plan available.
The Repair Process
We dispute eligible items across all three bureaus simultaneously, refresh your report monthly, and send you transparent progress updates.
Pay for Permanent Deletions
$100 per deleted item if paid within 7 days, or $125 per item on a flexible plan. $25 per hard inquiry. You never pay for items we don't remove.
Clear, transparent pricing
No surprises. No hidden fees. You only pay for results.
- 1-on-1 call with a credit expert
- Full credit report review
- Customized written plan
- Access to Fortress University
- $100 per item — paid within 7 days
- $125 per item — flexible monthly plan
- $25 per hard inquiry removal
- You only pay for items we actually delete
- Deep line-by-line audit of all 3 reports
- Custom dispute letters drafted
- Full strategy document
- Begin disputes within days
Everything we offer
A complete ecosystem for fixing, building, and protecting your credit.
Pay-per-Delete Credit Repair
Our flagship program. Only pay when we permanently delete negative items.
AI Credit Repair
Self-serve credit repair powered by CreditMojo.ai for budget-conscious clients.
Build Business Credit
Establish a strong business credit profile separate from your personal score.
Fortress University
Education platform: improve your credit, pay less in taxes, build business credit.
Real client results
The law says items on your credit report must be 100% accurate and verifiable. When they aren't, they have to come off. Here is what that looks like.
Results you can trust
The experience with Fortress University was simply AMAZING! June was very knowledgeable and great service as usual. Totally recommend them.
Outstanding team and process to repair a dispute on my credit!
I've been on board with Fortress for 3 years. They've helped me tremendously by improving my credit rating, getting negative and old accounts removed, and educating me on how to maintain a great credit score.
Fortress has helped me increase my credit score and I appreciate how genuine they are. June and Vanessa are very compassionate and kind. My credit has increased significantly and I feel supported being part of Fortress.
I love Fortress University. Zia was very clear and very knowledgeable and explained everything to the dot. Very good customer service and very patient.
June Rivers was very kind and sweet. She was extremely helpful and thorough with my review. I appreciate her very much.
Built by the team that invented pay-on-results
We started Fortress because we know how frustrating the credit repair industry can be. Monthly fees that drag on for years. Vague promises. Companies that disappear when you ask for results.
For 15+ years our team has built one of the most successful credit repair operations in the country — over 100,000 negative items permanently removed for more than 1,000 clients. We are also the team behind Fortress University and CreditMojo.ai.
You deserve a company that works as hard for your financial freedom as you do. That is what Fortress is built to be.
Frequently asked questions
How is Fortress Credit Pro different from other credit repair companies?+
We invented pay-on-results credit repair. Most companies charge monthly fees whether or not anything gets removed. We only get paid when we permanently delete negative items from your credit report. No deletions, no payment.
How much does it actually cost?+
$1 to start with a personalized consultation. $397 one-time audit fee (or 4 monthly payments of $125). Then $125 per deleted item per bureau, or $100 if you pay within 7 days. Hard inquiry removals are $25 each. No monthly fees, ever.
How long does credit repair take?+
Federal law requires bureaus to investigate disputes within 30 days. Most clients see meaningful results in the first 30–60 days. Heavier files with more items can take 4–6 months.
What kinds of items can you remove?+
Collections, charge-offs, late payments, repossessions, foreclosures, bankruptcies, judgments, tax liens, hard inquiries, and incorrect personal information — when they contain errors or cannot be verified by the furnisher.
Is credit repair legal?+
Yes. The Fair Credit Reporting Act gives every consumer the right to dispute any item on their credit report. Items that cannot be verified must be removed. We use the law as it was written.
What if you can't remove an item?+
You don't pay for it. That's the entire point of the pay-per-delete model. You only pay for results we actually deliver.
Do you guarantee results?+
We guarantee that you will only ever pay for items we successfully remove. We never guarantee a specific score increase, because that depends on your full file. We will tell you up front during the $1 consultation what is realistic.
Can you help with business credit too?+
Yes. We offer a dedicated business credit building program through Fortress University to help you establish credit in your business's name without personal guarantees.
From the Fortress blog
Practical credit education from the team that has removed 100,000+ negative items.
How Pay-Per-Delete Credit Repair Actually Works
The pay-per-delete model flips the credit repair industry on its head. Here is what happens at every stage and why it works.
Can You Really Improve Your Credit Score in 30 Days?
Yes — and here is exactly what has to happen to make it possible. A realistic look at the timeline of credit repair.
What to Look For in a Credit Repair Company (and What to Avoid)
The credit repair industry has a lot of bad actors. Here are the green and red flags to watch for before you sign anything.
How to Build Business Credit From Scratch
Personal credit and business credit are separate. Here is the step-by-step path to building a strong business credit profile.
7 Credit Score Myths That Are Hurting Your Score
Carrying a small balance helps your score? Closing old cards is good? Most credit advice you've heard is wrong.
How Collections Affect Your Credit Score (and How to Get Them Off)
A single collection can drop your FICO score 100+ points. Here is how they work and the legal options to remove them.
Take the first step toward better credit — for $1
Activate your account, schedule your one-on-one onboarding call, get full access to Fortress University, and review your credit report with a real expert. All for one dollar.
Send us a message
Have a question? We typically respond within one business day.