The Fortress Blog
Credit repair, score strategy, and business credit education from the team that has removed 100,000+ negative items.
How Pay-Per-Delete Credit Repair Actually Works
The pay-per-delete model flips the credit repair industry on its head. Here is what happens at every stage and why it works.
Can You Really Improve Your Credit Score in 30 Days?
Yes — and here is exactly what has to happen to make it possible. A realistic look at the timeline of credit repair.
What to Look For in a Credit Repair Company (and What to Avoid)
The credit repair industry has a lot of bad actors. Here are the green and red flags to watch for before you sign anything.
How to Build Business Credit From Scratch
Personal credit and business credit are separate. Here is the step-by-step path to building a strong business credit profile.
7 Credit Score Myths That Are Hurting Your Score
Carrying a small balance helps your score? Closing old cards is good? Most credit advice you've heard is wrong.
How Collections Affect Your Credit Score (and How to Get Them Off)
A single collection can drop your FICO score 100+ points. Here is how they work and the legal options to remove them.
5 FCRA Rights Every Consumer Should Know
The Fair Credit Reporting Act gives you powerful tools to fix your credit report. Here are the five most important rights.
Credit Utilization: The 30% Rule Is Wrong
Everyone says keep utilization under 30%. The truth is more nuanced — and the right number could add 50 points to your score.
Personal Credit vs Business Credit: What Every Owner Should Know
Most small business owners co-mingle personal and business credit and pay for it later. Here is how to keep them separate from day one.
How to Rebuild Your Credit After Bankruptcy
Bankruptcy is not the end of your credit life. With the right plan, you can be back to a 700+ score in 24 months.